What Does the Bible Say About Money and Wealth?

Frequently Asked Questions

Will God make me prosperous and wealthy?
Why do people have money problems, even when they are serving God?
Why hasn't God answered my prayers to get out of debt?
Where does it say God will prosper me?

This article summarizes what the Bible says about money, wealth, riches and poverty.

The Bible Does not Promise Wealth

There is no promise in the Bible that being a Christian will lead to a good job, wealth, freedom from debt, etc.

One verse is sometimes cited:

For I know the plans I have for you," declares the Lord, "plans to prosper you and not to harm you, plans to give you hope and a future. 1 (TNIV, Jeremiah 29:11)

In context, this verse was directed specifically to the Israelite exiles in Babylon. The original Hebrew word translated as "prosperity" can mean peace, completeness, safety, health, satisfaction or blessings¹. It does not imply financial prosperity. This translation probably comes closer to the intended meaning:

For I know the plans I have for you,” says the Lord. “They are plans for good and not for disaster, to give you a future and a hope. (NLT, Jeremiah 29:11)

God's faithful people may be rich or poor (2 Chronicles 17:3-5, Job 1:1-3, Matthew 27:57, Mark 12:41-44, Luke 16:19-22, 19:2-9, Proverbs 22:2, Luke 6:20).

Wealth Is not a Sign of God's Favor

In Jesus' time it was a common belief that great wealth was a sign of God's favor and poverty was God's punishment for sin.

Some Old Testament verses do reflect the idea that poverty is a natural consequence of foolish actions (Proverbs 6:9-11, 20:13, 23:21).

However, Jesus denied that wealth is a sign of God's favor or that poverty is God's punishment for sin. This is shown most clearly in His Parable of the Rich Man and Lazarus (Luke 16:19-31). At least part of the reason the rich man ended up in hell was because of his hard-heartedness toward the beggar Lazarus. His great wealth was obviously not a sign of God's favor. The beggar Lazarus ended up in heaven although he was about as impoverished as a man could be. His poverty was obviously not a sign of sinfulness or foolishness.

Despite the Bible's many warnings against it, the idea that wealth is a sign of God's favor and that the poor have done something to deserve their condition persists as an undercurrent today that is sometimes used to justify a callous attitude toward those who are poor.

Wealth Is a Gift from God to Be Used in His Service

Jesus saw wealth as a gift from God to be used in His service (Matthew 25:14-30). Those who have been blessed with wealth must share generously with the poor (Matthew 25:31-46), and avoid the sins of arrogance (1 Timothy 6:17-19), dishonesty (Exodus 20:15, Mark 10:19, Luke 3:12-14) and greed (Luke 12:13-21).

Those of us who are blessed with wealth beyond our need have a responsibility to share generously with the less fortunate. We should view our wealth as a gift from God, entrusted to us, to carry out His work on earth.

If anyone has material possessions and sees his brother in need but has no pity on him, how can the love of God be in him? (NIV, 1 John 3:17)

Command those who are rich in this present world not to be arrogant nor to put their hope in wealth, which is so uncertain, but to put their hope in God, who richly provides us with everything for our enjoyment. Command them to do good, to be rich in good deeds, and to be generous and willing to share. In this way they will lay up treasure for themselves as a firm foundation for the coming age, so that they may take hold of the life that is truly life. (NIV, 1 Timothy 6:17-19)

Wealth Is Dangerous

Then Jesus looked around and said to his disciples, "How hard it will be for those who have wealth to enter the kingdom of God!" And the disciples were perplexed at these words. But Jesus said to them again, "Children, how hard it is to enter the kingdom of God! It is easier for a camel to go through the eye of a needle than for someone who is rich to enter the kingdom of God." They were greatly astounded and said to one another, "Then who can be saved?" Jesus looked at them and said, "For mortals it is impossible, but not for God; for God all things are possible." (NRSV, Mark 10:23-27)

It is not that wealth is intrinsically evil, or that poverty is blessed. Rather, a devotion to gathering wealth is incompatible with devotion to God. God must always be the most important thing in our lives:

"No one can serve two masters. For you will hate one and love the other, or be devoted to one and despise the other. You cannot serve both God and money." (NLT, Luke 16:13)

The craving for wealth and possessions can lead us into all kinds of temptation. While we spend evenings and weekends earning extra money, we are depriving our families of our love and attention. We may take unfair advantage of our customers, employers, or employees. We may attempt to rationalize our greed by closing our minds and hearts to the needs and rights of others. In the process, we could end up being stingy, bitter and isolated.

Do not wear yourself out to get rich; have the wisdom to show restraint. Cast but a glance at riches, and they are gone, for they will surely sprout wings and fly off to the sky like an eagle. (NIV, Proverbs 23:4-5)

What good will it be for a man if he gains the whole world, yet forfeits his soul? Or what can a man give in exchange for his soul? (NIV, Matthew 16:26)

Those who want to get rich fall into temptation and a trap and into many foolish and harmful desires that plunge people into ruin and destruction. For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs. (TNIV, 1 Timothy 6:9-11, emphasis added)

"Do not store up for yourselves treasures on earth, where moth and rust destroy, and where thieves break in and steal. But store up for yourselves treasures in heaven, where moth and rust do not destroy, and where thieves do not break in and steal. For where your treasure is, there your heart will be also. (NIV, Matthew 6:19-21)

Related verses: Matthew 13:22, Luke 12:15, 1 Timothy 6:17-19, James 5:1-5.

Avoid Dishonesty

The rationalization required to obtain and keep dishonest gain can make a person cold, cynical and separated from God. It may be taking unfair advantage or misrepresenting the facts to employers, employees, customers, clients or associates. It may be stealing, fraud, inflating insurance claims, cheating on taxes, "pirating" music and movies, willful nonpayment of debts, or any form of dishonesty for personal gain. In whatever form, dishonest gain brings only fear of discovery - never peace of mind.

'You shall not oppress your neighbor, nor rob him. The wages of a hired man are not to remain with you all night until morning. (NAS, Leviticus 19:13)

The LORD abhors dishonest scales, but accurate weights are his delight. (NIV, Proverbs 11:1)

He who walks righteously and speaks what is right, who rejects gain from extortion and keeps his hand from accepting bribes, who stops his ears against plots of murder and shuts his eyes against contemplating evil-- this is the man who will dwell on the heights, whose refuge will be the mountain fortress. His bread will be supplied, and water will not fail him. (NIV, Isaiah 33:15-16)

Let every person be subject to the governing authorities; for there is no authority except from God, and those authorities that exist have been instituted by God... For the same reason you also pay taxes, for the authorities are God's servants, busy with this very thing. Pay to all what is due them - taxes to whom taxes are due, revenue to whom revenue is due, respect to whom respect is due, honor to whom honor is due. (NRSV, Romans 13:1, 6-7)

¹J. Swanson, Dictionary of Biblical Languages with Semantic Domains : Hebrew (Old Testament) (electronic ed.), Logos Research Systems, Inc., 1997.